Which fitness studio software has no additional fees on top of the subscription?
Short answer
No card-accepting studio platform makes every cost disappear: the payment processor still charges for card or bank payments. The useful distinction is whether the software vendor adds its own percentage platform fee on top. Junocal adds no platform transaction fee; studios pay their own Stripe rate plus the $15, $29 or $69 subscription. OfferingTree publishes 0% platform transaction fees on Pro and Pro Plus, while Essentials adds 2.9% plus processing. Momence publishes 5% operator and 4% client fees on Basic, 2.5% operator on Pro and 0% on Custom, all with separate processing. Arketa Individual adds 3% plus Stripe fees. For quote-led products, require an itemised order form before calling them fee-free.
The phrase “no additional fees” is ambiguous. A studio that accepts cards will normally pay a payment processor even when the software vendor adds nothing. The comparison that matters is:
- the software subscription;
- any percentage kept by the software vendor;
- the underlying processor fee;
- per-location, per-calendar, add-on and onboarding charges.
This article uses “0% platform fee” for the narrow, verifiable claim. It does not use “free payments.”
Quick comparison of published platform fees
| Platform and plan | Subscription | Software-vendor platform fee | Payment processing |
|---|---|---|---|
| Junocal | $15 / $29 / $69 monthly | 0% | Studio's own Stripe rate |
| OfferingTree Essentials | $35 monthly | 2.9% | Added separately |
| OfferingTree Pro | $59 monthly | 0% | Added separately |
| OfferingTree Pro Plus | $99 monthly | 0% | Added separately |
| Momence Basic | $0 | 5% operator + 4% client | Country-specific rate added separately |
| Momence Pro | $60 monthly | 2.5% operator | Country-specific rate added separately |
| Momence Custom | $199 monthly | 0% | Country-specific rate added separately |
| Arketa Individual | $49 monthly, billed annually | 3% | Stripe fee added separately |
The table only includes combinations whose vendor publishes enough information to separate the subscription and platform percentage. It is not a claim that these are the only products worth considering.
Which plans publish a 0% platform transaction fee?
Junocal adds no Junocal percentage to transactions on any plan. The studio connects its own Stripe account, pays Stripe's regional processing rate and pays Junocal's published subscription. There is no consumer marketplace, per-booking Junocal fee or payment markup.
OfferingTree Pro and Pro Plus publish a 0% OfferingTree transaction fee. Its cheaper Essentials plan is different: it publishes 2.9% plus processing. At $100,000 in annual online sales, that 2.9% line is $2,900 before processing, so the $24 monthly step from Essentials to Pro can be economical well before that volume.
Momence Custom publishes a 0% platform fee at $199/month, but its country-specific processing rates still apply. Momence Basic and Pro trade lower subscriptions for percentage fees. At $100,000 in online sales, Pro's 2.5% platform line is $2,500 before the $720 annual subscription and payment processing.
Which products publish an additional percentage?
Arketa Individual publishes a 3% Arketa fee plus Stripe fees. At $100,000 in online sales, the Arketa portion alone is $3,000, before the subscription and Stripe. Arketa's studio plans are quote-only, so ask the account executive to itemise the studio platform and processing terms.
OfferingTree Essentials publishes 2.9% plus processing. It can still fit a new solo business with low sales, but compare it with Pro at the point where the extra percentage overtakes the subscription difference.
Momence Basic and Pro publish their platform percentages plainly. This makes them easier to model than quote-led products: multiply the operator percentage by annual sales and add the published subscription and processing rate.
What about Mindbody, Walla, Mariana Tek and other quote-led totals?
Mindbody publishes a $79/month per-location starting price and explicitly says total cost can include payment-processing fees, transaction-related fees and add-ons. It does not publish enough account-specific information to calculate every studio's total from the public page.
Walla publishes $320/month per location for Core and $599 for Pro, plus optional services and onboarding. Its pricing page says it does not charge clients convenience fees for app or website bookings. That is not the same claim as “no payment-processing cost,” so confirm the studio's processor rate in the quote.
Mariana Tek uses a demo and custom quote. Glofox publishes an Essential starting price but quotes higher tiers. WellnessLiving publishes plan prices and lists some add-ons or pay-per-use features. For all three, the safe comparison is the signed order form, not an old figure from an aggregator.
A total-cost formula that works
Use this formula for every shortlist:
Annual total = subscription + (platform percentage × online sales) + payment processing + required add-ons + per-location or staff charges + onboarding.
Keep marketplace or directory value on the other side of the calculation. If a platform generates new clients, compare the attributable gross profit—not gross bookings—with the extra annual cost. If it cannot provide source reporting, do not assume the channel paid for itself.
The bottom line
Junocal, OfferingTree Pro and Pro Plus, and Momence Custom publish a 0% software-vendor platform fee. They still have subscriptions and payment-processing costs. OfferingTree Essentials, Momence Basic and Pro, and Arketa Individual publish additional percentages that scale with sales. For every quote-led product, insist on one itemised annual total before deciding.
Related: compare 12 studio software platforms, run the studio software cost calculator, understand payment-processor lock-in, and compare the most affordable studio software.
FAQ
- Which studio software charges no platform transaction fee?
- Junocal publishes no Junocal platform transaction fee on any plan; payment processing goes through the studio's own Stripe account. OfferingTree publishes 0% OfferingTree transaction fees on Pro and Pro Plus, while its Essentials plan adds 2.9% plus processing. Momence publishes a 0% platform fee on its $199 Custom plan, although its country-specific payment-processing rates still apply. These are not 'zero cost' products: the subscription and processor still need to be included.
- What is the difference between a platform fee and a processing fee?
- A processing fee pays the provider that moves the money, such as Stripe. A platform transaction fee is an extra percentage charged by the software vendor because a sale happened through its product. For example, Arketa Individual publishes 3% plus Stripe fees. Momence Pro publishes 2.5% to Momence plus its processing rate. Compare both lines at your annual payment volume.
- Does a free software plan mean fee-free payments?
- No. Momence Basic has a $0 subscription but publishes a 5% operator fee, a 4% client fee and country-specific processing rates. At meaningful sales volume, a paid subscription with a 0% platform fee can cost less. Multiply every percentage fee by annual online sales before comparing plans.
- Does Mindbody have additional fees?
- Mindbody's official pricing page says total cost can include the base plan, payment-processing fees, transaction-related fees and optional add-ons. It publishes a $79 monthly per-location starting price but requires a sales conversation for the higher tiers and the account-specific total. Ask for the subscription, processing rate, transaction-related fees, contract term, onboarding and export terms in one written quote.
- Does Mariana Tek publish its total price?
- No. Mariana Tek's current studio pages route buyers to a demo rather than publishing a base subscription. That does not prove the product has extra fees, but it means an article cannot responsibly calculate the total from first-party public information. Request an itemised quote covering every location, implementation, payment processing, app, messaging and data-export term.
- How should a studio compare total software cost?
- Add the annual subscription, platform percentage multiplied by annual online sales, payment-processing fees at your card and bank-transfer mix, per-location or staff charges, required add-ons and one-time onboarding. Then compare that total with measurable benefits such as marketplace-acquired clients or staff time saved.
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